MasterCard is a driving force at the heart of commerce, enabling global transactions and bringing insight into the payments process to make commerce faster, more secure, and more valuable to everyone involved. As a critical link among financial institutions and millions of businesses, cardholders and merchants worldwide, MasterCard provides services in more than 210 countries and territories.

MasterCard advances commerce worldwide by developing more secure, convenient and rewarding payment solutions, processing billions of payments seamlessly across the globe, and building economic connections that accelerate business. Visit www.mastercard.com

Equens is the first truly pan-European full-service payment processor. As one of the largest and most innovative payment processors in Europe, we lead the market for future-proof payments and debit card processing solutions. We offer a complete and highly competitive portfolio, which we can align seamlessly with your requirements thanks to our flexible and client-oriented approach.
Visit www.equens.com

TSYS is one of the world’s largest companies for outsourced payment services, offering a broad range of issuer- and acquirer-processing technologies that support consumer-finance, credit, debit, healthcare, loyalty and prepaid services for financial institutions and retail companies in the Americas, EMEA and Asia-Pacific regions.

With 13.2 billion transactions a year for more than 300 clients in 75 countries, TSYS offer strength through scalability, unsurpassed customer service delivery and excellence in implementation. Whether your portfolio has 10,000 or 100 million customers, TSYS can flex to meet your requirements.

For more information, contact

Ogone covers all the main international credit cards and over 25 local payment methods. With its sights firmly set on the international market, Ogone offers a multi-currency and multilingual interface as well as customer support in French, English, Dutch and German. Ogone is a cutting edge technical solution which does not manage fundraising. This ensures Ogone's independence from the banks and allows it to work alongside them. Ogone is one of the leading players in the European payment services market - proof of its experience and highly reliable solutions. Ogone offers a wide range of solutions. From the simplest (standard solutions) to the most comprehensive, requiring advanced integration (advanced solutions). For your convenience, Ogone offers advanced back office functionalities to improve management of your reporting and increase your control.

TietoEnator is among the leading IT service companies in Europe. It specializes in consulting, developing and hosting its customer business operations in the digital economy.
TietoEnator’s solutions for banking area contain systems in core banking, e-banking, payments, cards, mortgages, installment credit and collections.

Card Suite is a suite of software products, developed by TietoEnator, which provides the base for a wide range of payment card issuing, acquiring and processing, as well as switching and clearing functions, u-commerce, fraud and dispute management solutions. It is proven, reliable solution used by a large number of customers in different geographies, in developing and mature markets, by the new and established players that have chosen TietoEnator for its capability to deliver innovative solutions with a solid return on investment.

For more information, please contact

TAFMO is an Australian unlisted public company spun out from a global player in the payments industry with 20 years experience. Our organisation has proven depth and range of expertise in the payment systems industry, with a Board and executive management team that are respected and familiar faces in the payments world. TAFMO has developed a trusted and secure infrastructure to market products and services over electronic-payment and point-of-sale networks. As well as an extensive and expanding range of products, we provide our clients with a complete infrastructure solution - from technological implementation to customer support and marketing.

First Annapolis is a management consulting and mergers and acquisitions advisory firm specialized in advising clients on business strategy across the payments industry including credit cards, deposit access products, B2B, and emerging payments.

The firm advises hundreds of clients a year in Europe, North America, and Latin America including dozens of assignments each year specific to card acquiring. Since the firm’s founding in 1991, acquiring has been a key focus and our experience includes supporting the world’s top acquirers and participating in many of the industry’s most significant deals.

We are committed to helping our clients succeed by providing exceptional insights that generate lasting value.

For more information, please contact

Transaction Network Services (TNS) is an international data communications company that enables payments, money and voices to move around the world.TNS’ mission is to enable the world to transact. It does this through a broad range of networking, data communications and value added services, which it provides to many of the world’s leading retailers, banks/processors, telecommunications companies and financial markets. its inception in 1990, TNS has designed and implemented multiple data networks, each designed specifically for the transport of transaction-orientated data. TNS’ networks support a variety of widely accepted communications protocols and are designed to be scalable and accessible by multiple methods. With its headquarters in Reston, USA, TNS is a truly global company with offices throughout the world serving customers in 28 countries with its reach extending to many more. We’re the only truly global provider of transaction network technology with the right blend of experience and innovation to enable businesses to add value to their customer proposition, while keeping tight control of their operational costs. Building on our core expertise as a provider of secure networking and communications technologies, we also provide a range of value added services that deliver further benefit throughout a business’ operations.TNS helps companies to concentrate on their core business, leaving the worry of data communications and transaction connectivity to an industry specialist.

Discover Financial Services is a leading credit card issuer and electronic payment services company with one of the most recognized brands in U.S. financial services. Since its inception in 1986, it has grown to become one of the largest card issuers in the United States, with more than 50 million cardmembers. Discover also is a leader in payments processing and is one of only two credit card issuers with its own U.S. payments network -- Discover Network -- and the only issuer whose wholly-owned network operations include both credit and debit functionality. In 2006, Discover processed more than 3 billion transactions through its Discover and PULSE Networks. Discover Network cards are currently accepted at more than 4 million merchant and cash access locations primarily in the United States, Mexico, Canada, and the Caribbean. NYSE: DFS

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The British Retail Consortium is the lead trade association representing the whole range of retailers, from the large multiples and department stores through to independents, selling a wide selection of products through centre of town, out of town, rural and virtual stores.
Visit www.brc.org.uk

The French Banking Federation was created to defend the interests of the banking and financial services industry in French, European and international markets and present the industry’s positions and proposals to government offi cials, regulatory authorities and other interested parties. The FBF also issues recommendations, helps draft agreements and provides various services to its member banks, which includes keeping them informed of anything that may concern their activities.The FBF represents French banks and foreign banks that have established subsidiaries or branches in France. Member banks may be of any type, including universal, online, investment, private, local, etc.
Visit www.fbf.fr

EFPLP keeps you updated with the latest global legal, regulatory and policy developments in the provision of online financial services and is relevant to a wide cross-section of the industry and its advisors. EFPLP provides expert analysis on key issues affecting those in the financial services and payments industry through a monthly newsletter and expert seminars.
Visit www.e-comlaw.com/efplp/index.asp

Card World is the respected international newsletter with in-depth information on the global card market. Payment cards, ATMs,transit, ID and security, loyalty, telephone cards, SIM, RFID and multi-application trends are all covered in detail by our team of industry experts.
Visit www.cardworldonline.com

PLUS Journal is the most competent specialized multiregional periodical in Russia and other FSU (Former Soviet Union) countries.
Since 1994 the journal has been highlighting the strategy of the major participants in the industry of cashless payments and retail banking, operation of payment systems and solutions in these spheres, the questions of risk-management, security and counteraction to fraud. A lot of attention is devoted to business cases, risk insurance in retail banking, crediting, loyalty systems, mobile payments, contactless technologies, IT solutions, system integration, CRM, outsourcing, call centers, NFC and RFID technologies, non-bank card projects (ID, social, pension, medical, transit projects), technologies and solutions in the field of mobile and fixed telecommunications, etc.
Visit www.plusworld.org for more detailed information.

Journal of Payments Strategy & Systems publishes peer-reviewed articles and case studies analysing best practice, emerging issues and new thinking in how to develop a profitable, customer-focused payments strategy. It examines major issues facing the payments industry from a business, risk and operational perspective.
Visit www.henrystewart.co.uk/jpss/ for more

Founded in 1994, European Card Review is the leading English language magazine covering the payment cards industry in the EU and adjoining areas.  No other publication in the region approaches its combination of authoritative, in-depth editorial and broad-based circulation.  ABC certified for July 2005-June 2006 with an average of 9078 copies per issue distributed. ECR is published six times per year.  Regular editorial topics include smart cards, mobile commerce and card technology.
For further information visit our website www.europeancardreview.com
Telephone: +44 1263 740396

For 36 years The Nilson Report has been the world's leading source of news and proprietary research on consumer payment systems. Published 23 times a year, the twelve-page newsletter, provides readers in 89 countries with statistics available from no other source and tightly edited articles that deliver a maximum amount of data in a minimum amount of time.
For further information visit www.nilsonreport.com

Retail Banking Research (RBR) is widely recognised as the leading provider of strategic research and consulting services to organisations active in the areas of banking automation, ATMs, cards and payments. RBR supports its clients with independent information, analysis and advice through published research reports, consulting and Banking Automation Bulletin, a subscription newsletter published since 1979.
For more information visit www.rbrlondon.com

Fraud Watch is the only international newsletter to cover all aspects of financial fraud, including legislation and regulatory changes, card fraud, money laundering, counterfeiting, anti-terrorism, whistleblowing and internal fraud.
For more information visit www.fraudwatchonline.com

CardWeb.com, Inc. is a leading online publisher of information pertaining to all types of payment cards. The firm uniquely serves all "Top 250 Financial Information Web Sites".
For more information visit www.cardweb.com

Report Buyer is the intelligent way to buy market research online. Browse and choose from a current and comprehensive range of specialised intelligence from leading publishers covering most industry and market sectors. Trusted by information professionals across the world, Report Buyer’s mission is to help you find the right business intelligence.
For more information visit www.reportbuyer.com/banking_finance/index.html

Smart Insights is the best information source on the smart card industry.

Smart Insights is a weekly newsletter focusing on the smart card industry. Smart Insights covers smart card markets, major trends in the industry, worldwide business, standardization bodies, and industry analysts.

Smart Insights: facts . intelligence . now

Financial Job Network - FJN, is the web site devoted exclusively to financial professionals in all industries worldwide. Our clients are Fortune 1000, multinational, and executive recruiting companies. Our candidates are experienced and educated, many with advanced degrees.

For more information visit www.fjn.com/